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A businessman walked into a bank in San Francisco and asked for the loan officer. He told the officer that he is going to
Europe on business for two weeks and needed to borrow $5,000. The bank officer explained that the bank needed some kind
of security for such a loan. So the businessman handed over
the keys to a Rolls Royce
parked on the street in front of the bank. Everything checked
out, and the bank agreed to accept the car as collateral
for the loan. A bank employee drove the Rolls into the
bank's underground garage and
parked it there.
Two weeks later, the businessman returned, repaid
the $5,000 with interest, which came to $15.41. The loan officer said, "We are very happy to have had your
business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that
you are a multimillionaire. What puzzles us is why would you bother to borrow $5,000?" The businessman replied, "Where else in San
Francisco can I park my car for two weeks for only 15 bucks?"
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"Joe's favorite restaurant"